Financing
Preferred lenders
These lenders finance the homes we build. They know manufactured and modular loans, they close on time, and some offer a rate buydown or closing cost help on our homes.
Lender partners
Lender partners coming soon
We are adding preferred lenders now. Call us and we will connect you with a lender who finances our homes.
Call (864) 555-0100Lenders are independent companies. We do not make loans on their behalf, and we receive no fee for a referral. Programs, rates and approvals are set by each lender.
How it works
Three calls, one closing
Step 1: Call a lender
Call or email the loan officer on the card. Tell them you are buying a home from us.
Step 2: Get pre-approved
They pre-approve you, usually within a day or two, and tell you what you can afford.
Step 3: Pick a home
We match you with a home in that range and the lender handles the loan through closing.
Programs explained
What the program names on the cards mean
- Rate buydown
- We or the lender pay points up front to lower your rate for the first years or the whole loan.
- Closing cost help
- A credit at closing that covers part of your lender fees, title and recording costs.
- FHA
- Government-insured loan with a down payment as low as 3.5 percent. Works for manufactured homes on a permanent foundation.
- VA
- For veterans and active service members. Often zero down.
- USDA
- Zero-down loans for homes in eligible rural areas. Much of the Upstate outside the city limits qualifies.
- Chattel
- A loan on the home only, not the land. Faster and simpler, usually a higher rate and shorter term.
Not sure which loan fits? Start with us.
Fill in the two-minute pre-qualification and we will point you to the right lender, or to owner financing if that is the better fit.